Spend Smarter!

It is all about spending smarter - Why spend money you do not have to??
The Deal Diva appears in the Charlotte Observer on Sunday in the Business/Moneywise section! Thanks to all of you for reading!!
Check out MOM Charlotte - this is a great website and offers lots of great information. http://mom.charlotte.com/
Send me tips by leaving comments on this blog! Or email me at thedealdiva@bellsouth.net I would love to share your great ideas!!
How to Best Use The List :
* The lists are current store specials with recent coupons from Sunday coupon inserts found in the newspaper.
For additional coupons use RedPlum.com, Coupons.com, and SmartSource.com
BOGO deals are generally the best deals out there especially if you have a coupon. Remember you do not have to buy two to get the special price. If you want to buy two make sure you have two coupons to save the most!!
Part of being a savvy shopper is staying organized. Try going through your coupon organizer every few weeks to discard old coupons.
If a coupon says "ANY" and does not specify " does not include trail size" then you can get the smallest size possible and it is perfectly legit to do so. Some of the best coupons say "ANY" and I have gotten tons of trail size products, great items to donate!

Showing posts with label stockpile. Show all posts
Showing posts with label stockpile. Show all posts

Tuesday, January 13, 2009

What is stockpiling?

Stock Piling What is it? How do I do it? Why? And When to know you need to cut yourself off!
The difference between a casual coupon user and a professional coupon user is stockpiling.
As a professional beginning to stockpile is a process and one that once started can result in the most long term savings.
What is stockpiling?
When I have a coupon for an item, and it is on sale, buy as many as you have coupons for. This is especially important if you are saving at least 70%. Warning: Initially, building a stockpile can actually make you spend more on your weekly groceries, because you still need to buy most of your essentials AND stock up on sale items. How do I do it?
1) Identify items that are good stockpiling items for your family. Think non- perishables. This is a brief list of the items I as a mom of two and happy dog owner stockpile.
Toothpaste
Shampoo
Toothbrushes
Lotion
Body wash
Shaving items
Cleaning products
Paper towels
Toilet paper
Canned goods
Cereal
Storage bags
Trash bags
Marinades
Dog food
Rice
Pasta
Peanut Butter
Jelly
Baking items – cake mixes, frosting
Wipes
Diapers
Water
Juice (bottled)

2) Collect multiple coupons of the same item that would be an excellent item to stockpile. You will need to attempt to collect multiple copies of coupons’. I do this by sharing with friends at work. I send them the ones that I do not use and they send me the ones they don’t use. My mom will also send me hers and I have a neighbor who will put them in my mailbox sometimes. Truly a family of four usually does not need more than 2 copies of the same ad. Unless you are that family out west with 20 kids whose names all start with the same letter; you do not need 15 copies of Sunday’s paper.

3) Prepare a space in your house for products. Linen closets are great for toiletries or garages. Get Organized- I suggest using plastic bins to organize your items. If you use your garage I suggest buying large Rubbermaid or other durable plastic containers to hold your items.

4) Almost always if an items is a BOGO (Buy One Get One) and you have a coupon for it - it is a stockpile item. Triple Coupon weeks are key for stockpiling on toothpaste and deodorant.
Why?
Stockpiling allows you to collect items you use every day at way below the orginal cost. Stockpiling works if you buy products you will use.

When to Cut Yourself off:
Among my friends we call this “restriction” Do you really need 20 tubes of toothpaste – only if you are the Osmonds! Watch your quantities even if you can get the 21st tube for $.25 walk away – that’s. $.25 you can spend elsewhere. Right now I am on restriction for BBQ sauce (we have 11 bottles) unless we are planning a huge BBQ on one of these balmy Charlotte January weekends – I am all set! Having too many of a great deal can also take up to much space you could use for something else.

Sunday, December 21, 2008

More about Coupons!!

The Fine Print – Is it really a good deal?
Buying items in bulk used to be cheaper and sometimes it still is but takes time to look at the fine print located on the price tag on the grocery shelf. Many store will now provide the per unit price (per ounce or per pound) for bulk items there are a few items that will almost always be a better deal when bought in bulk. Consider the unit price on the shelf tag and buy what goes on sale. Often, a smaller size costs pennies or is free with a coupon. Cheese by the block is typically much cheaper than if you buy the already shredded cheese. I also like to buy chicken and hamburger in bulk and then divide it up myself. One of the greatest shortcuts I have ever learned was shared with me a few years ago by a former neighbor. Buy chicken in bulk, for example the value size package of chicken thighs. When you get home divide the large pack into smaller freezer bags and then add a marinade to the chicken. Mark the contents on the outside and freeze. When you are ready to use it – just pull out of the freezer and allow it to defrost as it marinades – the world’s most delicious multi tasker!!
Members Only - and I don’t mean those cool jackets from middle school
Don't think that you can buy everything cheaper at a warehouse club. Very often the members’ only clubs carry the higher price brand of certain items. Know what the typical price is for the brand you buy and then when you are at the club use your calculator to see is being a member is really cheaper on those types of items. Often the clubs do not accept coupons as well. So before your buy ten years worth of applesauce – do your math! However one of the most attractive benefits of the members’ only clubs are often never used. At Costco, they also offer discounts on car loans, vacation planning and even insurance. If you invest in a membership don’t forget to use all the benefits offered!

BOGO -The Real Deal
When items are on a buy-2 for one-price sale, such as 2 boxes of cereal for $4.00, it is usually not necessary to buy two to get the sale price. If you use the item regularly and will need to buy more before they go on sale again (possibly in just a few weeks) go ahead and buy as many as you need. And save even more by matching the sale with a coupon! But if you only need one box of cereal, or whatever the item is, then just buy one. The money you save by not purchasing that second item (just because it’s on sale) may be needed for something else that you might need more, such as milk, bread, produce, chicken, fish or meat.


Another Great web site
Hot Coupon World has a Target coupon generator. Another little-known fact: Target regularly puts-out coupons for products in their store, and often they’re a great deal. The coupon generator lets you print-out as many coupons as you want, and this allows you to really stock-up. A couple of months ago they had a coupon on the Target generator that made Huggies wipes SO cheap, under a dollar each tub. So I printed-out 20 coupons and bought 20 of them! It’s something I KNOW I’m going to use and I usually pay about twice that amount for the cheapest Target wipes. If it’s truly a good deal, this is a great way to stock-up on savings

Friday, December 19, 2008

How can I really save money using coupons?

Part 1 -
What is Stockpiling?
In simple terms stock piling is when you are able to buy several of one item at severe discounts. To stockpile follow this simple process to be assured you will make the most of your time, space and of course money!
Prepare a space in your house for products. Linen closets are great for toiletries or garages.
Organize- I suggest using plastic bins to organize your items. If you use your garage I suggest buying large Rubbermaid or other durable plastic containers to hold your items so you will not invite unwanted guests.
Collect multiple coupons of the same item that would be an excellent item to stockpile.
Identify items that are good stockpiling items for your family.
Buy as many items as you can when you save at least 80%
Great Items To Stockpile Include:
Toothpaste
Shampoo
Toothbrushes
Lotion
Body wash
Shaving items
Cleaning products
Paper towels
Toilet paper
Canned goods
Cereal
Storage bags
Trash bags
Marinades
Dog food
Rice
Pasta
Peanut Butter
Jelly
Baking items – cake mixes, frosting
Wipes
Diapers